Service catalogue
Advice built around your situation, delivered through the products & strategies we offer.
Simplify your finances
- Financial Needs Analysis (FNA) and budgeting
- Annual tax optimization consultation (RRSP vs TFSA vs FHSA, income-splitting)
- BAIE (Budget for Annual & Infrequent Expenses)
- The 3rd Approach (investing, spending, debt repayment)
Insurance
- Life, Disability, and Critical Illness coverage
- Claims support and advocacy
- Support with wills, powers of attorney, and protection mandates
- Estate & legacy protection, including charitable giving
Debt & wealth
- Smart borrowing and consolidation
- Leverage Loan Strategy
- Save Within Debt
- GOOD (Grow Out Of Debt)
- Cash Damming (convert non-deductible to deductible debt)
Housing
- Mortgage and HELOC (Home Equity Line of Credit) strategies
- LATYO (Live As Though You Own) for Home Purchase support
- GOOD (Grow Out Of Debt) for wealth building
- Cash Damming for investment properties
Children’s security
- RESP strategies to maximize grants
- Life and Critical Illness insurance for families
- In-Trust Accounts for long-term growth and opportunities
- Introduction to personal finance
Investment & retirement
- RRSPs, RDSPs, TFSAs, FHSAs, Mutual Funds, Segregated Funds, Etc.
- Tax-efficient portfolio construction
- Comprehensive audit and consolidation of all non-registered tax slips for reporting accuracy
- Diversification, monitoring, and portfolio rebalancing
- Cash Wedge Strategy for predictable income & growth
- Guidance during market crises and corrections
- Global retirement solutions
Business structuring
- Self-employed financial structures and goal setting
- Insurance tailored to business needs
- BIP (Building In Practice) strategy for business growth
- Cash Damming for business owners & rental properties
- Coordination with accountants and tax lawyers