As we enter 2025, it’s time to set or refine good habits, leverage the latest tax incentives, and position yourself for long-term financial success. Below, you’ll find a comprehensive overview that combines our key strategies—from the “two-year review” approach to Budgeting to mortgage renewal tips to maximizing your registered accounts. 1. Comprehensive Review Every Two Years We recommend conducting a full financial review every two years to: Optimize Tax Efficiency…

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Owning a car is a significant financial commitment. Beyond the purchase price, you’ll need to budget for insurance, gas, repairs, and maintenance—all of which can quickly add up. You can avoid overspending and still get a reliable vehicle with a few sensible strategies. Key Considerations Know Your Budget – Your income and debt load will determine what you can reasonably afford. – Factor in more than just the sticker price:…

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